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Membership 
One Share makes you an owner!
Welcome to Public Service Credit Union. We are a full service financial institution dedicated to serving you since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service.
At Public Service Credit Union, our members are our owners, and your ownership is secured by your initial deposit of $5 into your share (savings) account. Your share puts you on equal footing with all other credit union members.
Each member/owner receives one vote during elections at the annual membership meeting, and you may also serve your credit union as a volunteer on the board of directors or supervisory committee. We also have several Branch Locations to serve you.
Field of Membership
(Who Qualifies to Join PSCU?)
To become a member of Public Service Credit Union you must live, worship, work or attend school in Wayne County, Michigan.
Membership eligibility includes Wayne County, State of Michigan, City of Detroit employees, Social Workers, Nurses and Select Employee Groups/Companies that have all been long time standing partners with Public Service Credit Union
Become a Member Today
Joining Public Service Credit Union is simple:
1. Download Membership Application
2. Print and fill out membership application. To add a joint owner on account, make sure to bring in TWO forms of ID (Driver’s License copy & Social Security Card copy).
3. Bring in completed application with drivers license and second form of I.D. to any branch location today.
4. Why do we ask for two forms of ID? Click here for more information.
5. Once you make your initial $5 share deposit you may take advantage of PSCU’s products and services.
Once a Member, Always a Member
Public Service Credit Union is dedicated to providing its members a lifetime of dependable financial service. Once you join the credit union, you may retain your membership for life.
Is My Money Safe At PSCU?
Your savings are federally insured to $100,000 by the National Credit Union Administration (NCUA), a U.S. government agency. In addition, your IRA funds are separately insured to $100,000 by the NCUA. The NCUA administers the National Credit Unions Share Insurance Fund (NCUSIF), long held to be the model for other federal insurance agencies, such as the banks FDIC. Rest assured that there is no safer place for your money than a federally insured credit union. And now PSCU has been approved by the private insurace company, ESI, to insure our members' savings up to $350,000 and IRA funds are now protected up to $500,000! Not all credit unions qualify for this extra insurance, ESI only chooses top performing credit unions for its program. This is a testament to safety and soundness of Public Service Credit Union.
Family Membership
Family members are encouraged to join Public Service Credit Union. The credit union is a great place for your parents to develop a financial plan for retirement, for your brother or sister to take out a loan, or for your children to learn the importance of savings. In fact, we have several special programs created with your family in mind.
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